This site provides information about home packs for people buying and selling houses. It helps create a home pack (HIP) or provide the information to a third party. It also includes information about energy assessment and the resulting energy performance certificate (EPC) .
Who has Title (Ownership) of the property and details of mortgages etc, that may affect the property, are readily available. They are an impotant part of a home pack.
Registering the title to land is compulsory in order to create and maintain a register of landowners, whose title is guaranteed by the state, to make the transfer and mortgaging of land easier.
Furthermore anyone may now search for the title register and title plan information for properties in England and Wales. Previously official notification, in writing, from the owner of the property was required before any information could be provided.
The title register at the Land Registry is the official record of the legal ownership and certain matters relating to the property or piece of land. The Land Registry also produces a title plan, showing the location and extent of the property.
Clear and open title registers and plans mean any dispute can be resolved more easily and the risk of fraud is greatly reduced.
Provides details of the property ownership and summary of key points for the home pack. This includes
Defines the property by providing a plan of the property for the home pack including:
What is a property title?
Look at the wikipedia definition
What is the Land Register?
The Land Register is a record of all land registrations in England and Wales. Each register of title has its own number (the title number) and is split into three parts:
- The property register describes the property
- The proprietorship (ownership) register records who owns the property
- The charges register gives details of things like mortgages or rights that may affect the property adversely
For information on the different areas involved in creating home packs (HIPs) please use the menu bar above.